The most common type of finance, the Basic Home Loan is suitable for Owner Occupied or Investment properties.

Basic Home Loan’s offer a variable interest rate, that rises and falls with the market, however is usually below the standard variable rate.

Basic Home Loans often have restrictions on their features, or don’t offer the same level of flexibility as a Standard Variable Product.

Nonetheless a Basic Home Loan is a great way of taking advantage of a lower interest rate without having to lock into a fixed interest rate over a specific term.

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